In the past, financial planning has typically been provided through a traditional assets under management (AUM) model. You invest money with an advisor and the advisor charges a fee, typically around 1%, to manage that money. However, as the ability and resources to invest and trade have become more accessible to the masses, some people prefer to manage their investments on their own.
That said, there is a lot more to your finances than just your investment portfolio. That’s why, at Birds Eye, we have evolved with the times. While managing investments via an AUM model is certainly an option, we have also implemented a One-Time Financial Planning package for prospective clients.
Why Financial Planning?
As we mentioned above, there are so many different components that go into true financial planning, such as budgets, cash flow planning, retirement planning, college planning, tax planning, estate planning, real estate purchases, and analysis of your investments—even if you’re managing them yourself.
We believe a good financial plan should give you a detailed, complete view of what your finances look like today, a thorough modeling of where you want to be, and the actions you need to take to reach those goals. Depending on your needs, your plan may narrow in on one element or address multiple goals you’d like to achieve over time. Whatever you choose to focus on, your financial plan is designed to serve as your road map, helping you navigate whatever comes your way.
How it Works
The One-Time Financial Planning Package typically starts with a free phone consultation during which we will discuss exactly what parts of your financial plan you are looking for guidance on. We follow up by sending all the required paperwork and disclosures along with a pricing estimate.
If you decide this is the next best step for you, we then have two meetings, either virtually or in person. The first meeting will be a more in-depth review of the financial planning aspect you’d like to focus on. We will discuss your current holdings, your goals for the future, and concerns you have with your current situation. At the second meeting, we will present a full review and evaluation of that particular component of your plan. This may include investment review using Morningstar technology, retirement savings and/or distribution planning, and college savings and/or distribution planning. It will also include a detailed breakdown of your finances from eMoney. See a sample plan here!
Ready to Begin?
The landscape of financial planning is continuously evolving and Birds Eye is prepared for that change. Our goal is to serve you where you are at, tailoring our services to your needs. If our One-Time Financial Planning service is what you’re looking for or you have questions about what we do, schedule a free, introductory phone call online or reach out to us at 609-532-1090 or by email at email@example.com.
Rob Walsh is president and founder of Birds Eye Wealth Planning, an independent financial advisory firm dedicated to partnering with our clients and helping them achieve their financial goals. With over 20 years of experience, Rob is passionate about providing comprehensive, goals-based financial planning designed to match each client’s individual needs, goals, and priorities. Rob serves married couples with children and divorcees, seeking to bring clarity to their financial world by taking both a macro (bird’s eye) and micro view of their financial situation. Rob is known for simplifying complicated financial concepts and strategies, building long-term relationships with his clients, and being there for them no matter what life throws their way.
Rob graduated Summa Cum Laude from Rider University, where he was a member and captain of their baseball team for four years. When he’s not working, you can usually find him cheering for his son and daughter at one of their sporting events. He coaches Howell South youth baseball and also loves a good round of golf. To learn more about Rob, connect with him on LinkedIn.