How We Can Work With You

At Birds Eye wealth management is a planning process that involves a truly comprehensive view of your finances as well as an evaluation of the smaller details of your finances to ensure a complete and thorough financial plan. This plan includes risk management, investment management, tax strategies, behavioral finance strategies, and, most importantly, goals based financial planning. We look to be your partner in achieving your financial goals whether they be short term goals like saving for a house or long term goals like college and retirement planning. The wealth management model includes the following services:

• On-going relationship with your advisor at Birds Eye
  
  
• A comprehensive financial plan including cash flow, investment analysis, retirement and college planning. Additionally, areas such as estate planning, life insurance and disability insurance will be reviewed and recommendations provided.
  
  
• Professional money management of all accounts – IRAs, 529s, and non-qualified accounts
  
  
• Tax loss harvesting will be performed on non-qualified accounts to minimize capital gains exposure
  
  
• All information loaded into eMoney, our financial planning platform and aggregation tool. You also have your own personal client website to see how you are tracking towards your planning goals, upload important documents into your personal vault and track cash flow.
  
  
• Access to Albridge Wealth Reporting through your own personal client website to view consolidated holdings and investment performance.
  
  
• Periodic in-person or virtual meetings (your preference) throughout the year to review and update your financial plan. Additional meetings can be held due to life-changing events.
  
  
• Asset allocation recommendations for any employee-sponsored retirement plans such as 401K’s and 403B’s
  
  
• Additional communication with your advisor via phone, email, and/or web conference throughout the year as requested.
  
  
• Access to our monthly market updates and blogs
  
  
• Access to our professional and trusted contacts throughout an array of industries
  
  
• Invitation to exclusive client events

This traditional “Assets Under Management” (AUM) model is billed directly from your investment account. You will never need to write a check to Birds Eye.  The cost is calculated on a scale based on AUM:

• $0 – $999,999 – 1%
  
• $1,000,000 – $1,999,999 – 0.9%
  
• $2,000,000 – $2,999,999 – 0.75%
  
• $3,000,000 – $3,999,999 – 0.6%
  
• Over $4,000,000 – 0.5%

For many of us, subscriptions have become a way of life.  Now you can add financial advice to this list.  The Birds Eye subscription service is geared towards young professionals who are looking to start a foundational financial plan, or towards "do it yourselfers" who may want to manage their own investable assets but still need our advice for a more complete financial plan. The subscription service provides you with an on-going relationship with a Birds Eye advisor and access to plans, tools and a network of professionals to guide you along the road to achieving your financial goals. The first step is a meeting with a Bird Eye advisor and the establishment of an initial financial plan, which costs $500. Once the initial plan is set there is a $150 monthly fee for which you get the following services:

• On-going relationship with your advisor at Birds Eye
  
  
• A comprehensive financial plan including cash flow, investment analysis, retirement and college planning. Additionally, areas such as estate planning, life insurance and disability insurance will be reviewed and recommendations provided.
  
  
• All information loaded into eMoney, our financial planning platform and aggregation tool. With your subscription you also have your own personal client website to see how you are tracking towards your planning goals, upload important documents into your personal vault and track cash flow.
  
  
• Annual in-person or virtual meeting (your preference) to review and update your financial plan. Additional meetings can be held due to life-changing events.
  
  
• Asset allocation recommendations for any employee-sponsored retirement plans such as 401K’s and 403B’s
  
  
• Additional communication with your advisor via phone, email, and/or web conference throughout the year as requested.
  
  
• Access to performance reporting for both advisor-guided accounts and 3rd party outside accounts
  
  
• Access to our monthly market updates and blogs
  
  
• Access to our professional and trusted contacts throughout an array of industries

$ymbil is a dynamic online investment advisory platform that assesses your age, investment goals, time horizon and risk tolerance and recommends an appropriate, actively managed portfolio.  $ymbil is for all types of investors from novice investors opening their first account to the experienced investor who wants a simple, quick, and easy way to invest.  $ymbil’s investor portal allows you to access and manage your account online or in the palm of your hands with the mobile app.  The sign up process takes less than ten minutes and the minimum investment is only $500.   A few of the benefits to investing with $ymbil include:

• Simple investing backed by trusted professionals
  
  
• Actively managed portfolios
  
  
• Easy to use online and mobile investor portal
  
  
• Review of account performance
  
  
• Digital financial tools
  
  
• Updates and changes can be made online