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Friday, March 20, 2026

Stop me if you have heard this one before. We are currently at war with a country in the Middle East, oil prices are spiking and that is sparking renewed inflation fears which could lead to rate hikes which could cause the market to...

Monday, March 16, 2026

Please save the date for the 6th Annual BEEJ Charity Golf outing. For those of you new to Birds Eye or unfamiliar with the story of this outing you can read more about it here. I’m very excited to be back at Pebble Creek Golf Club in...

Wednesday, December 17, 2025

As we approach the close of 2025, which increasingly looks like a 3rd straight year of double digit returns in the S&P, there continues to be fear and angst about what could go wrong or already is wrong. With that in mind, I wanted to...

Thursday, October 30, 2025

October is Financial Planning Month. Getting someone to be excited about that is like trying to get your 12-year-old (or me for that matter) to eat their brussels sprouts. However, I love this month as I think it’s a great time to...

Thursday, September 18, 2025

September 1st marked the 5 year anniversary of Birds Eye Wealth Planning. Like any small business owner, milestones like that are somewhat hard to believe as I look back on the path I’ve taken in my professional life. I have all of you...

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Monday, August 11, 2025

The One Big Beautiful Bill Act(OBBBA) was passed on July 4th and it has taken some time to parse through it. I wanted to touch on some highlights that I feel are pertinent to my clients. However, if there are any other issues you have...

Wednesday, June 25, 2025

June is awareness month for one of the most polarizing products in the financial world … Annuities. If you listen to many “experts”, then there’s nothing polarizing, they are simply the worst product on the market. My issue with that...

Thursday, May 29, 2025

When it comes to estate planning and probate, there seems to be a lot of confusion as to what actually takes place when a loved one passes away. While almost every estate goes through probate upon death, it’s not very difficult for...

Thursday, May 1, 2025

As we finish up April, the roller coaster has continued. While only a year ago I was quick to point out that the market only moved on interest rate considerations, make no mistake, the market is only moving on tariff considerations....

Wednesday, April 16, 2025

We still have a few spots available in our outing as well as multiple ways to participate if you're not a golfer: If you’re a golfer, please let me know if you would like to reserve a foursome. If you work for a company that gets...

Thursday, April 3, 2025

Liberation day has come, followed quickly by Obliteration Day in the markets. Tariff fears sent markets reeling as we come to the closing bell today. It’s certainly a disappointing result after seeing upward trends in the market over...

Monday, March 10, 2025

The World’s biggest roller coaster Last week Great Adventure in Jackson imploded Kingda Ka. It was my favorite roller coaster at the park. It was the tallest coaster in the world at 456 feet and its signature design was a steep incline...

Tuesday, February 4, 2025

Please save the date for the 5th Annual BEEJ Charity Golf outing. For those of you new to Birds Eye or unfamiliar with the story of this outing you can read more about it here I’m very excited to be back at Pebble Creek Golf Club in...

Wednesday, January 29, 2025

As we have started into the New Year, I thought it was important to review what I consider foundational planning steps. If you do these things, you’re setting your plan up for success. While there’s always going to be media negativity,...

Thursday, November 21, 2024

With the election behind us, I wanted to address potential impacts to your plan, as well as other preparations for end of year planning. The biggest area of concern was the potential for another overhaul of the tax code. With Trump’s...

Thursday, October 24, 2024

October is Financial Planning Month and it got me to thinking, what exactly does financial planning mean to me. What true value do I provide to clients and how do you quantify that? There’s a popular white paper by Vanguard (link here)...

Wednesday, September 25, 2024

September is Life Insurance Awareness month. Unfortunately, as a financial planner, I experience untimely deaths of clients and client’s family members all too often. According to LIMRA’s 2024 “Life Insurance Fact Sheet,” only 51% of...

Tuesday, September 17, 2024

Four years down. In those four years we have been through a pandemic, two bear markets, a historical interest rate hiking cycle, a bond market crash, two great market years, recession fears, geopolitical tensions and everything in...

Tuesday, August 6, 2024

As Vince Lombardi once incredulously screamed from the sidelines, “What the hell’s going on out here?!?!” That’s an apt question for the market over the past week. Given yesterday’s beat down I wanted to chime in with some thoughts as...

Wednesday, July 24, 2024

I was fortunate enough to be invited to do my first podcast last week with NJ Life and Health, a company who focuses on Medicare planning. Due to their market, we spent a lot of time discussing Long Term Care and Annuity planning. It...

Tuesday, May 21, 2024

I believe this is the most important blog I write every year; however, I feel for the most part it is not acted upon. May is estate planning month. I have incorporated everything you could need for proper estate planning into Birds Eye...

Wednesday, April 3, 2024

April is Financial Literacy Month. I’ve made it a priority to continue to add resources for my clients to handle issues related to financial planning. One of the biggest issues, and costs, we face in retirement is proper health care...

Tuesday, February 20, 2024

Trying to time the market is a dangerous game.  Unless you’re like Biff Tannen in Back to the Future 2, with an almanac that predicts the future for you, it’s probably an exercise in futility (I’m now realizing...

Wednesday, February 7, 2024

Please save the date for the 4th Annual BEEJ Charity Golf outing.  For those of you new to Birds Eye or unfamiliar with the story of this outing you can read more about it here  The event this year comes with some positive...

Thursday, January 25, 2024

The biggest question I’m hearing from clients is what to do with their investments considering we are in an election year.  Let’s be honest, this is not just any old election year.  The probable candidates are old...

Wednesday, January 17, 2024

Well, it finally happened.  On January 10th, the SEC approved the first US licensed ETF to track Bitcoin spot pricing, the world’s largest cryptocurrency.  To give you a brief history, the Winklevoss twins first tried...

Thursday, December 14, 2023

2023 was an eventful year for Birds Eye Wealth Planning.  Over the last few years, I had seen the tides beginning to shift in the industry.  I wrote about this extensively in my state of the union blog last year.  As...

Monday, December 11, 2023

One of the most common questions I receive when I first start discussing retirement with a client is when should they start collecting social security?  Should I file early?  Is it the obvious choice to work until Full...

Monday, December 4, 2023

The IRS recently announced some changes for the 2024 tax year.  This won’t be the most exciting blog but important nonetheless, particularly as it relates to your retirement planning.  Retirement Plans The 401K, 403B...

Monday, June 5, 2023

This will be the third year of hosting the golf outing for the BJ Thomas Memorial Scholarship Foundation.  My plan is to make it better every year, and more importantly, be able to give more to BJ’s family every year. ...

Tuesday, May 23, 2023

As I think I’ve made pretty clear in my past blogs, politics drive me insane.  The debt ceiling crisis is constantly in the news, causing stress for those who depend on government programs to pay their bills every...

Thursday, May 11, 2023

April marked financial literacy month.  In the past, I have typically written about things that you can do to help your children be better set up for financial success when they are beginning their own careers.  However, as...

Monday, March 13, 2023

On Friday word spread that Silicon Valley Bank was insolvent and being taken over by the US Government.  That sent markets spiraling downward yet again to close the week.  That news was quickly followed by the news that...

Tuesday, February 28, 2023

Am I seeing green?Today’s blog will focus on all things green.  Let’s stay positive as we begin 2023.The initial market rally of 2023 has cooled slightly.  Fears still linger regarding the amount of additional...

Tuesday, January 10, 2023

Last week, SECURE 2.0 was officially signed into law.  Given that everything is so new there will still be some questions whose true answers are a little fuzzy, but there are a few very relevant changes that I wanted to pass along...

Tuesday, December 6, 2022

We are a month away from wrapping up the disaster of 2022.  While I’m looking forward to turning the page, we are definitely not out of the woods just yet.  However, I am seeing a lot of good signs that may be pointing...

Monday, November 14, 2022

“If you’re not allocating some of your dollars to long term care, you’re allocating all of them.”  That quote has stuck with me since the first time I heard it and I always felt it was the most important...

Monday, November 7, 2022

October was financial planning awareness month.  In a recent study from a collection of firms, it was estimated that only 27.8% of American households have a formal financial plan.  If there was ever a year to prove that...

Tuesday, October 18, 2022

The end of September meant the 2nd anniversary of Birds Eye Wealth Planning.  While year 1 brought excitement of starting the company, utilizing new technology for my clients and a soaring stock market through December 2021, year...

Tuesday, September 13, 2022

September is Life Insurance Awareness month.  Unfortunately, in the financial planning business, I experience untimely deaths of client and client’s family members all too often.  One thing is certain, if you have a...

Thursday, August 11, 2022

Registration is officially open for the 2nd Annual BJ Thomas Memorial Golf Outing, aka “The Beej”!  Last year’s event was a huge success and raised significant money for the family.  We hope that this...

Tuesday, August 9, 2022

Are we in a recession?  Google that and see how many different answers come up for you.  Technically speaking, with two consecutive quarters of declines in GDP we could be.  However, there is a panel of...

Tuesday, June 14, 2022

Dear Mr. and Mrs. Client, I have a great opportunity for you.  It has zero fees, you cannot lose money even when the market goes down, and if you take income from it the company has to pay you for the rest of your life no matter...

Wednesday, June 1, 2022

College Planning, maybe the scariest two words in the English language for parents.  Where is the best place to save? How much do I need to save per month? Will saving prevent me from receiving financial aid?  Personally, my...

Tuesday, May 17, 2022

Thursday, May 12, 2022

Monday, May 9, 2022

Monday, April 4, 2022

Thursday, February 24, 2022

Tuesday, February 1, 2022

Thursday, January 6, 2022

Tuesday, December 14, 2021

Monday, November 22, 2021

Baseball is a looonnngggg season. Teams play about 20 spring training games, 162 regular season games and 10 more will play into the postseason. Pitchers and catchers typically report around February 14th and 1 team is holding the...

Wednesday, November 3, 2021

“If you’re not allocating some of your dollars to long term care, you’re allocating all of them.” That quote has stuck with me since the first time I heard it and I used to think it was the most important reason...

Tuesday, October 26, 2021

I mentioned in my anniversary blog last week that we had some exciting announcements coming. First on that list, I am pleased to introduce Brendan Sheehan to the Birds Eye Wealth Planning team. Brendan is a Registered Agent with the...

Tuesday, October 19, 2021

One year ago, Birds Eye Wealth opened its virtual doors for the first time. Nothing like hanging your shingle in the middle of a global pandemic! The reason I felt confident enough to do that was because of all of you and the...

Monday, September 13, 2021

As a self-employed individual, healthcare coverage and retirement savings can often fall by the wayside. In fact, only 34% of self-employed individuals have health insurance as compared to 84% of their traditionally employed...

Thursday, July 29, 2021

In the past, financial planning has typically been provided through a traditional assets under management (AUM) model. You invest money with an advisor and the advisor charges a fee, typically around 1%, to manage that money. However,...

Friday, June 25, 2021

Some things in life captivate us at a young age and never stop fascinating us. For me that thing was planning. Whether it was my baseball card collection, my studies, or how I was going to retire at an early age, I was always trying to...

Friday, April 30, 2021

April was Financial Literacy Month and something that we need to take on more seriously in teaching our youth. I was excited to see my son had Financial Lit as an elective for his 3rd marking period. His first assignment? Build a...

Tuesday, February 16, 2021

Junk drawers, we all have them and it doesn’t matter what stage of life you’re in: “Where is the extra deck of cards for pinochle?” CHECK THE JUNK DRAWER! “Honey, have you seen the nail clippers?”...

Thursday, January 28, 2021

Some thoughts on Game Stop and this week If you somehow missed this story (which would have been very hard to do) let me give you the quick backstory. The stock of Gamestop ($GME) became the popular target of a Reddit thread known as...

Thursday, January 7, 2021

One of my goals for my clients is to have professional alliances in other areas that are crucial to your financial plan that I can introduce you to. I also want to give them a voice on my blog as they are the subject matter experts....

Wednesday, December 16, 2020

Last week I introduced you Marty and Mary Midlife. This week it’s time to check in on the next big stage in the financial planning cycle. Meet Rich and Rosie Red Zone. Yes, just as the term “red zone” is used in...

Tuesday, December 8, 2020

Last week I introduced you to Sally Starter. Fast forward 15-20 years and I’d like you to meet Mary and Mike Midlife. (From now on referred to as “The Midlife’s”.) From time to time, I will get an email from a...

Wednesday, December 2, 2020

When I tell people I’m a financial planner, I typically get one of two responses: What does a financial planner actually do? I don’t think I have enough money to work with a financial planner. Both are fair questions. Over...

Wednesday, November 11, 2020

“If you’re not allocating some of your dollars to long term care, you’re allocating all of them.” That quote has stuck with me since the first time I heard it. In light of the fact that November is Long Term...

Thursday, October 29, 2020

October is Financial Planning Month. I’ll bet you were highly anticipating it all year! When people ask me what I do for a living and I respond with “I’m a financial planner” the next question I typically get is...

Wednesday, October 28, 2020

October 1st marked the first day that the FAFSA could be submitted to colleges and universities. FAFSA stands for Free Application for Federal Student Aid. While the college landscape looks much different this year than it ever has in...

Tuesday, October 6, 2020

Without a doubt, this is the number one question I have been receiving over the past few months. Let me be very clear before I start this blog, if you are coming here for political commentary, you have come to the wrong place. I will...

Wednesday, September 16, 2020

Hey Rob, “Do you think this is a good time to jump into the market?” That’s a question that I’m often asked by those around me. Here is my answer…no idea. Not because I don’t know what I’m...

Thursday, September 3, 2020

Check back later for more content.